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Opening a bank account in English

Everyday English for opening a bank account. Key line: “Could I *open* a *bank* *account*, please?”

Full script

Lin
Could I open a bank account, please?
Them
Sure. Do you have your ID and proof of address?
Lin
Yes, and I finally brought everything this time.
Them
Nice. People usually forget one thing, so you're winning.
Lin
Great. I even practiced my signature for this.
Them
Perfect. Just sign here, and keep it consistent.
Lin
No pressure. My signature changes when I'm nervous.
Them
Then let's open the account before it evolves again.

Key phrases

The lines worth keeping. Read them once before you go out.

Account
✓ Could I open a bank account, please?

Polite way to ask to start an account

Polite opener; say your need clearly

ID
✓ Do you have your ID?

Ask if someone brought ID

ID can be a passport or other document

Address
✓ proof of address

A document showing where you live

Often needed when opening an account

Signature
✓ keep it consistent

Use the same form each time

Often used for signatures or matching info

Quick answers

Account: what to say in English

Say “Could I open a bank account, please?” — polite way to ask to start an account. Polite opener; say your need clearly.

ID: what to say in English

Say “Do you have your ID?” — ask if someone brought ID. ID can be a passport or other document.

Address: what to say in English

Say “proof of address” — a document showing where you live. Often needed when opening an account.

Signature: what to say in English

Say “keep it consistent” — use the same form each time. Often used for signatures or matching info.

Next: Opening a bank accountAll scenes